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Answers to Your Questions About Retirement...

Most people think about required minimum distributions from retirement accounts at the end of the year, before the December 31 deadline. But readers have been sending a lot of questions recently about midyear RMD...

Lesser-Known Ways to Spend Your Health FSA...

Do I need to spend the money in my flexible-spending account by March 15? And I know I can use the money for my deductible, but what else can I use it for? Many employers changed their flexible-spending account...

Health Coverage When You Turn 26

When my daughter turns 26, can she get her own health coverage even if open enrollment is over? --V.S., Chicago Yes. Your daughter has up to 60 days after losing dependent coverage to buy an individual policy,...

An Overlooked Tax Break for Saving for Retirement

What is the income limit to claim the retirement savers' credit? My daughter's income is less than $30,000, but I thought I read that adjusted gross income had to be less than $18,000 to claim the credit.This is...

How to Switch Medicare Advantage Plans

I signed up for a new Medicare Advantage plan this year but discovered that some of the doctors I want to use aren't included. Is it too late to switch to another plan? You generally can't switch from one...

A Tax Break on Condo Assessments

I live in a condo that is 20 years old, and we are now faced with major projects, including replacing the roof. If the condo board charges owners a special assessment for these costs, can we apply that amount to...

Reshop Your Car Insurance in 2015

I changed auto insurers a year ago, but I'm already wondering if I could get a better rate. How often should I shop for auto insurance? --C.P., Ann Arbor, Mich. It makes sense to shop for auto insurance every...

Pick the Best Obamacare Policy by February 15

I was automatically reenrolled in the health insurance policy I bought on my state marketplace in 2014, but I think I might be better off with a different policy. Is it too late to change? You have until...

What You Must Know About Contributing to a...

Can I still contribute to an HSA for 2014? Yes, you have until April 15, 2015, to make your 2014 contributions. If you had an HSA-eligible policy for the full year (with a deductible of at least $1,250 for...

How Obamacare Affects Your 2014 Tax Return

What tax forms do I need to submit because of Obamacare this year?Whether you get health insurance through your employer or on your own, the health care law requires you to take some extra steps when you file...

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Stories & Features

Investing

Consolidate Your Individual Retirement Accounts

For most investors, the answer is yes. Putting all of your IRAs under one roof offers a number of...

Spending Wisely

10 Costly Mistakes Shoppers Make at Supermarkets

If you're like most Americans, your monthly grocery spending is eating up a big portion of your budget...