Ask Kim

Tax-Free Savings for Precollege Education Expenses

My daughter is just starting the 10th grade, and I have a Coverdell education savings account for her. I understand that even though she's still in high school, I can tap the account tax-free for certain expenses...

What to Expect From Your Health Insurance in 2015

I get health insurance through my employer. What changes should I expect in my coverage for next year? The National Business Group on Health's survey of large employers usually provides the first glimpse of...

How Car Theft Affects Your Insurance Rates

What types of vehicles are stolen the most? If I own a car on the list, will it affect my insurance rates? The National Insurance Crime Bureau just came out with its "Hot Wheels" list of most-stolen cars in 2013....

Understand Your Credit Utilization Ratio

If I pay off my credit card balance in full every month, does that mean I have a 0% credit utilization ratio? No, although this is a common misunderstanding. Your credit utilization ratio is based on the amount...

Merging Credit Card Accounts

I recently married, and my husband and I are setting up our financial accounts. We're thinking about switching to a joint credit card to simplify our finances, but we are concerned that canceling our old credit...

Get the Kids Started in Stocks

I'd like to create a savings fund for my grandson and also encourage him to take an interest in investing. For my own children, I set up dividend reinvestment plans years ago, but I haven't heard about DRIPs in a...

When Job-Search Expenses Are Tax-Deductible

My daughter graduated from college in the spring and started her first job last month. She spent a lot of money on travel and other costs for her job search over the past few months. Are those expenses...

Taxes on Home-Sale Profits

We just sold our house and got a great price for it. How do I figure out whether I need to pay taxes on the profit?It depends on how long you've lived in the house and how much profit you made. If you lived in...

Another Way to Fund a Health Savings Account

Can I transfer money from my traditional IRA to a health savings account?If you have an HSA-eligible health insurance policy, then you can roll money over from a traditional IRA to an HSA and avoid a tax bill on...

Reimbursing Yourself From a Flexible Spending...

My husband started a new job in April and signed up to contribute to the dependent-care flexible spending account. I know I can use the money for day camp for my son while we work, but I paid some of the bills...

Next Page >
Provided by Kiplinger

Stories & Features

Investing

How This Contrarian Mutual Fund Beats Its Peers

Dan Kozlowski says the approach suggested by his fund's name, Janus Contrarian (JSVAX), means "pushing...

Spending Wisely

5 Ways to Save on Video Games

For console (Xbox, Playstation, Wii) and mobile (smart phones, tablets) gamers and their parents who...