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How the Medicare Part D Doughnut Hole Works

How does the Medicare Part D doughnut hole work, and is it still shrinking in 2015? --H.M., Tampa The so-called doughnut hole is the gap in the middle of Medicare Part D prescription-drug coverage that requires...

10 Ways to Improve Your Finances by New Year's Eve

Can you suggest some things to do before the end of the year to help my finances?Here are 10 things you can do to improve your financial situation before the new year. Max out your 401(k).You can contribute up...

How to Set Up a Donor-Advised Fund

My family is thinking about setting up a donor-advised fund so all three generations can work together to decide which charities to support. How much money do we need to open up this kind of fund, and do we get a...

Protect Your Home From Pricey Winter Problems

Winter seems to have arrived earlier than usual this year. What should I be doing now to protect my house from winter storms and cold weather? Winter-related damage is the third-largest cause of property loss,...

How to Avoid the Medicare Surcharge

I am trying to keep my income below $85,000 so I will not have to pay the Medicare high-income surcharge. How is income defined for Medicare premiums, and how much will I pay if I can't reduce my income? Even...

8 Benefits to Consider During Open Enrollment

What should I focus on when making decisions during open enrollment for my employee benefits for 2015? People tend to concentrate on health insurance decisions during open enrollment in the fall (see our Guide...

6 Ways to Make the Most of Obamacare Open...

Open enrollment for the Obamacare health insurance exchanges opens on November 15. This can be a great opportunity to fix problems with your current policy or take advantage of new options available in your area....

How to Maximize the Retirement Saver's Tax Credit

What must my income be to qualify for the retirement savers tax credit? Do I need to max out my IRA to get the full credit? For 2014, you can qualify for the retirement saver's credit if your adjusted gross...

Why You Should Get More Disability Insurance

I get disability insurance as a benefit at work. I have a chance to buy extra coverage through my employer during open-enrollment season this fall. Should I buy the extra coverage? --J.M., Alexandria, Va. First...

Tax-Smart Ways to Save for Retirement Without...

My employer doesn't offer a 401(k) plan. How can I save for retirement in addition to putting $5,500 per year in an IRA? --K.K., Arlington, Va. If you're married, your spouse can con­tribute up to $5,500 --...

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Investing

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Last-Minute Deals for Holiday Shoppers

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