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Act Fast to Make Roth IRA Contributions for...

My 16-year-old son worked as a camp counselor last summer. Can he contribute to a Roth IRA?See Also: 10 Things You Must Know About Roth Accounts Yes. There's no minimum age requirement to contribute to a Roth...

When College Students Need Renters Insurance

My daughter is in college, and she is going to rent an off-campus apartment with two friends next year. Will my homeowners insurance cover her apartment? Does each roommate need separate insurance?See Also: 13...

How to Cut Your Car Insurance Premiums

What kind of discounts do car insurance companies offer, and how do I make sure I'm getting credit for all of the breaks I deserve? See Also: Drive the Right Car, Cut Your Auto-Insurance PremiumsYou'll get some...

Medicare, Social Security and Your Health...

I didn't sign up for Medicare at 65 because I'm still working and wanted to contribute to my health savings account. I plan to apply for Social Security at 66. Can I still refuse Part A and contribute to my HSA?...

What to Do With the New Proof of Health...

I just received a Form 1095-C from my employer about my health insurance. I already filed my taxes for 2015. Do I need to make any changes because of this form, and should I have sent it in with my tax return?See...

Drive the Right Car, Cut Your Auto-Insurance...

I'm looking for a new car for my family. Are some cars cheaper to insure than others? --L.M., Wilkes-Barre, Pa.See Also: Get a Great Deal on a New Car in 2016 Yes, the type of car you buy can make a big...

What to Do When Scholarships Complicate 529...

My daughter will be graduating from college in May. Because she received a scholarship, I still have some money left in our 529 college-savings account. Can I withdraw an amount equal to the scholarship without...

HSA vs. IRA: Which One to Fund First?

I just received a $5,000 tax refund. Does it make more sense to contribute to my health savings account or to my Roth IRA? --H.N., St. LouisSee Also: Wealth-Building Secrets of the Millionaire Next Door Start...

RMD Tips for Retirees Taking Their First...

I turned 70½ in 2015, and I know that I have to take my first required minimum distribution from my IRA by April 1, 2016. Do I need to take another RMD by the end of this year? Is there anything I can do to...

Do I Owe Taxes on Money I Withdraw From My...

I contributed $100,000 to an annuity in 2007, and the account grew to $143,000. I recently withdrew $120,000 to buy a new house. How much of the withdrawal is taxable?See Also: Are Annuities Right for You? It...

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Stories & Features

Investing

3 Great Bank Accounts to Earn 1% - 4% on Your...

Even with the Fed swinging into action, savings rates remain minuscule, averaging just 0.16%. Yet some...

Spending Wisely

What to Know Before Shopping at Trader Joe's

Trader Joe's is well-known to its fans for low prices on unique food items, ranging from cookie butter...