Ask Kim

Why You Should Get More Disability Insurance

I get disability insurance as a benefit at work. I have a chance to buy extra coverage through my employer during open-enrollment season this fall. Should I buy the extra coverage? --J.M., Alexandria, Va. First...

Tax-Smart Ways to Save for Retirement Without...

My employer doesn't offer a 401(k) plan. How can I save for retirement in addition to putting $5,500 per year in an IRA? --K.K., Arlington, Va. If you're married, your spouse can con­tribute up to $5,500 --...

Best Places to Look for Seasonal Work for the...

Is it too late to try to find a seasonal job for the holidays? Where should I be looking?2014 is a great year to look for a job for the holidays, which can be a good way to earn some extra cash or get your foot...

How Much You Can Contribute to Retirement...

How much can I contribute to my IRA and 401(k) in 2015?The contribution limits for your 401(k) will be higher in 2015 than in 2014. The maximum you'll be able to stash in a 401(k), 403(b), 457 or the federal...

How Much Social Security Benefits Will Rise in...

Are Social Security benefits going up next year?Yes, slightly. Social Security beneficiaries will receive a 1.7% cost-of-living increase in 2015, boosting the average monthly benefit for retired workers from...

Save on Taxes by Donating RMDs From Your...

I've made a tax-free contribution of my required minimum distribution from my IRA to charity for the past few years and would like to do it again. Has this law been approved for 2014? Not yet. For the past...

Tax Breaks for Dependent-Care Expenses

My husband and I both work and have more than $20,000 in annual day-care expenses for our two children. We have dependent-care flexible-spending accounts at work and contribute $5,000 between the two of us. Can...

New Formula for Credit Scores

I heard that FICO is making changes to its credit-score calculations. What are the changes, and how will they affect my score? --T.M., Phoenix FICO is making two changes. Medical bills in collection will no...

What You'll Pay in the Medicare Part D...

I read your What You'll Pay for Medicare in 2015 column, but I did not see a mention of the doughnut hole for Medicare Part D. Isn't the gap in coverage shrinking again for 2015? The "doughnut hole" is the gap...

What You'll Pay for Medicare in 2015

I am looking over my budget for next year. How much will Medicare premiums cost in 2015? Medicare Part B premiums will be $104.90 per month in 2015, which is the same as the 2014 premiums. The Part B deductible...

Next Page >
Provided by Kiplinger

Stories & Features

Investing

8 Best Dividend Stocks for 2015

Dividends in Standard & Poor's 500-stock index have been increasing at double-digit percentage rates...

Spending Wisely

Mannequin Eye Contact and Other Ways Retailers...

Something to think about while holiday shopping: When it comes to buying, your subconscious mind makes...