Ask Kim

When Long-Term-Care Policies Kick In

[QUESTION]When does a long-term-care insurance policy start to pay out? What are the benefit triggers, and how long do I have to wait before the benefits kick in?SEE ALSO: Do You Have a Plan in Place for...

Who Pays When You Crash a Rental Car?

I buy the collision damage waiver when I rent a car because I don't want my insurance company to know if I'm in an accident. What if I hit another vehicle and it's my fault? --G.T., Albany, N.Y. See Also: Does...

How to Speed Up a Life Insurance Payout

[QUESTION]How long does it usually take after a person dies for a life insurance company to pay out the death benefit? What happens if the beneficiary doesn't know about the policy?[ANSWER]The more information...

Self-Employed? Go Ahead, Make That IRA...

[QUESTION]I'm self-employed and want to contribute to a Simplified Employee Pension (SEP) or a solo 401(k). Can I also contribute the full amount to a Roth IRA?[ANSWER]Yes. Your IRA contributions don't affect...

5 Ways to Protect Your Home From Summer Storms

[QUESTION]I know that hurricane season starts on June 1. What should I be doing to protect my home (and my finances) from storms this summer?[ANSWER]This is the perfect time to take steps to protect your home...

Tap Your Flexible Spending Account Before You...

[QUESTION]Can I really use tax-free money from my flexible spending account for sunscreen?[ANSWER]Yes, you can use tax-free money from your FSA for sunscreen with SPF of 15 or higher and several other items you...

Protect Yourself From Identity Theft When...

[QUESTION]Do I need to let my bank and credit card company know before I leave for vacation? What else should I do to protect my identity when I'm traveling?[ANSWER]It's a good idea to notify your bank and credit...

Your Tree, Your Neighbor's Property: Whose...

[QUESTION]What happens if my tree falls onto my neighbor's property? Does my insurance pay, or does his?[ANSWER]If your neighbor's property is damaged by your tree, then he should file a claim with his insurance...

How Kids Can Start Investing

[QUESTION]I am 16, and I'd like to start investing in stocks. I don't have any income, but my parents are supportive. How can I open an account and start trading?[ANSWER]That's great to hear that you're...

The Advantages of a Tax-Free Transfer From an...

[QUESTION]I'm 70 ½ and need to start taking required minimum distributions from my retirement accounts. I know I can make a tax-free transfer from my IRA to charity and have that count as my RMD. But what's...

Next Page >
Provided by Kiplinger

Stories & Features

Investing

4 Tips to Help You Keep Your Emotions Out of...

Money is always an emotional subject, but often when our emotions get involved with our investments we...

Spending Wisely

How to Hide Your Online Footprint

If you spend any time at all online, you're probably used to targeted ads. Google the price of a pair...